- Notify your insurance company and start a claim if one hasn’t been started already.
Most insurance companies require that you notify them within a reasonable amount of time after being involved in an accident. Failing to do so may result in denial of coverage and/or termination of your policy.
- Go to the hospital or see a doctor within 14 days of the car accident.
In Florida, you have 14 days to seek medical treatment or your insurance carrier has the ability to deny your claim. Make sure the hospital or your doctor knows you were in a car accident so that they can bill your insurance accordingly.
They should bill your car insurance first and then your health insurance. If you need help finding a Doctor, or if you don’t know which you need to see, call me and I will get you an appointment so that you can get examined.
- Ask your insurance carrier to set aside money for potential lost wages.
After your claim has been opened, tell the insurance adjuster you would like him or her to set aside some of your Personal Injury Protection benefits for lost wages. Do this if you anticipate missing any time from work due to your injuries.
- Ask to have your vehicle towed to your house.
Storing your vehicle at a tow yard is expensive. If you or the other party do not have enough insurance you will be responsible for all towing and storage expenses.
- Consider starting a GoFundMe page (optional)
This one is optional which is why the title of this article is “Injured in a car accident? Do these 4 things.” and not 5.
GoFundMe is an online crowdsource fundraising platform that will allow you to start a fundraiser of your own. This fundraiser allows you to ask friends, family, and even complete strangers to help you pay for any unexpected bills that arise from your car accident.
The truth is, getting compensated for your damages will take time. While you wait to get paid your bills are going to continue to add up. Especially if you can’t work after your accident.